Transcripción de la Reunión
2 days ago 2:36 PM
Moving.
Did your attorney provide you with a copy of your plan?
Are you familiar with the terms of your plan and do you understand that the terms of your plan can change in the future?
Yes, Have you ever filed for bankruptcy before?
Have you followed your income tax return for the last four years?
Yes, Another copies of those income tax returns.
Do you provided to the trustee true and correct copies of the ones that you filed with the IRS?
Yeah, Are you suing planning on suing or have the right to sue anyone to recover any money?
Have you sold, transferred, or given away anything having a value of a thousand dollars or more in the last two years?
Have you repaid any loans 20 family members or friends in the last two years?
No.
Are you obligated to pay or have you paid any domestic support obligations, such as alimony or child support, no?
And are you still self-employed As a production manager and installer?
Are you still?
Are you still operating master bath of Florida?
Awesome!
Yes, Are you the only owner of that business?
No, Yeah.
How many partners do you have?
Yes, are you the managing?
Are you a managing member Installer?
Remember, Does the business have any employees other than you?
No, Does the business have any debt under its own name?
And did you personally guarantee those loans?
Yes, And are they listed here on your bankruptcy schedules?
Yes, Does anyone owe your business any money?
And you value your your 50 ownership of the business on your schedules at around two thousand dollars.
Do you think that's an accurate valuation of your business?
Yes, Do you just install?
Yes, So you don't carry inventory And then any creditors present who wish to question the debtor.
And hearing none.
We'll see one more as contested and conclude the meeting.
Thank you very much, Mr.
You're all done.
Thanks so much.
Can you give yourself?
Chelsey calls case number 26, 21291, or Maria garzon.
Good afternoon, just waiting for Miss Reyes.
Minimize my screen.
It's enough.
There you are.
Okay, my goodness.
So, I do it on my phone most of the time, just like 10 times easier.
Yeah, I don't even know.
Today's been a crazy tucky day.
Your dad is require the services of the translator.
Yeah, uh, no, they they feel they can do it in English.
Okay, so when you both are ready, please raise your right hand for me.
Just remember this?
2 days ago 2:42 PM
Did you read the petition schedules, statements, and related documents before you sign them?
Okay, stop doing that one at a time.
Say it again, one at a time.
First, you, Jose, and then Maria.
Go ahead, Mr Castro.
Yes, there we go much better.
Are you pronounced me familiar with the information that is contained in the petition schedules, statements, and related documents?
And it is the information that is contained in them true and correct?
Are there any errors or omissions that you want to bring to my attention?
Have you listed all of your assets all of your debts and all of your sources of income?
Yeah, yes.
2 days ago 2:48 PM
Did you sign the petition schedules, a statements, unrelated documents, and is the signature that appears on those documents your signature?
Tu planes, soy taras y Los documentos accuracy, brutal Subaru verba.
Did you read the petition schedules, statements, and related documents Before signing them?
Repeat that again.
I did not understand.
Yes, sir, did you read your petition schedules statements?
I'm ready to documents before you, So I see eros Documentos de centers aguyte enters demandos.
Yes, Are you personally familiar with the information that is contained in your petition schedule's statements and related documents?
And is the information that is contained in them true and correct.
Totally fomación, contenida supéción, sotanilla suía.
2 days ago 2:55 PM
Okay, so that's you, Mr.
Santo.
And yes, he does wish to use the service of Mr Sierra.
Thank you, Mr.
I want to go ahead and make your appearance please.
Layla Gonzalez, on behalf of Mr Stantandra, Are you gonna have questions for the debtor today?
I will miss Blanco.
I represent five Predators.
I'm unsecured creditors.
I can have the names for you if you want.
My appearance is at ECF 23.
Yeah, I know.
One of the names is that I see is in the room.
That's right, uh, well, um.
So, So there is Jorge caripiris, and that last name is c-a-r-i-p-i-d-i-s.
We have noises, Uh, Lourdes Espinoza with a zebra at the end, And we have a Ricardo Alonso as well as xiomara.
Sorry, I've got all of those.
And then Mr Sierra.
Let me swear you win really quickly.
Do you affirm to basically translate these proceedings?
Yes, I will thank you.
If you can, please ask Mr Santandreo, who is with him Where he is at.
Sei Miami.
Yes, I'm located at the federal prison And SEI, And also my attorney's present as well.
Is that a Mr or a Miss Escarante?
Señor enanti Señora, This escalante mom.
If you can hear me, have you received the copy of the ID verification that we need executed and returned?
I'm sorry.
Hello, Hi, Mrs escarante.
I wanted to verify that you've received the documentation that we need to have executed to verify the debtor's identity, Uh, yes, I have it here every season.
Okay, and you're able to fill that out today.
Uh, yes, I just had a question in regards to that.
I'm reading the form now.
This is here on section 5.
I'm the person authorized, administered Orthod state of Florida.
I'm not in order Year's digital officer or court reporter.
I'm a federal officer with the Bureau prison.
Do you want me to put that under other?
Yes, that'll be okay, Okay.
Oh, how bad Mailed out today scant as well.
Okay, and then I was having her email that.
I mean nailed that to me.
That's that's what I understood correct.
Well, that's fine.
Yeah, as long as we eventually, We need to be different.
So, Miz emblancos.
That's the case, then I will send, um, this escalante your address, and you want the address in Nancy's at Nancy Knight's address where you guys go to work every day, or how do you or do you want?
That's why I've never sent it to you.
Okay, I don't know how Miss Knight it would want to receive.
Okay, okay.
And then I will.
I'll connect with you guys later.
Thank you very much.
Thank you.
And then Mrs gone this will.
You're able to verify for me that the person sitting with you is Mr Emilio San Andreo.
Yes, ma'am, Thank you.
And then the trustee well, then let me just proceed with the rest.
Ah, as normal, you need him back on the phone.
Or yes, please.
Thank you, ma'am.
You're welcome.
One moment.
Mr Sierra have, you can please ask Mr Santa drill to raise his right hand.
You get to have a Grace.
Thank you Sergio affirm on your penalty of perjury that the testimony you're about to provide is the truth, the whole truth, and nothing but the truth.
Yes, yes, I swear.
Peace that your name for the record, sir, And you understand that there is an option for free translation services and you voluntarily to use the voluntarily chosen to use the paper of a translator Que es la prisco altera mentecheón de parochelera contradado.
Okay, our office has reviewed a copy of Jeddar's.
United States passport, as well as Social Security card And Florida driver's license, and it matches the name and Social Security number that is needed on the petition in Liu of being able to see the debtor on the screen exaggeration regarding a Ministry from the both confirmation of insanity and social security number has been provided and will be executed by Mrs.
A return to debtor Council to be provided to UST.
Mr Santandrel is the address that is listed on the bankruptcy petition, Your current address absent, where you are currently located.
Woman.
At set because I do not remember my memory.
Miss Blanc, aren't you not asking me correct?
Mr Sierra, if you could clarify for the debtor.
I understand that he's currently not residing in his property.
I just want him to confirm to me that the address he has listed here is where he would Reside Usually after he gets out, right?
He's got your question, yes?
Yeah, yes!
Did you sign your petition schedules, statements and related documents and is the signature that appears on these documents?
Your signature?
Yes, Did you read the petition schedules, statements, and related documents before you sign them?
Are you personally familiar with the information that is contained in your petition schedules, statements and related documents, and is the information that is contained in them true and correct?
Straight up in Sierra's.
Yes, Are there any errors or omissions you want to bring to my attention?
Have you listed all of your assets all of your debts, all of your sources of income?
Tanisha To your attorney provide you with a copy of your plan.
Are you familiar with the terms of your plan and do you understand that the terms of your plan can change in the future?
We didn't compare.
Have you ever fought for bankruptcy before, sir?
Have you followed your income tax return for the last four years?
De puedo ferincontal access?
Another copies of those income tax returns that you provided to the trustee to incorrect copies of the ones that you filed with the IRS De La.
Are you suing planning on sewing or have the right to sue anyone to recover any money?
Look at that.
Have you sold transferred or given away anything worth more than a thousand dollars in the last two years?
Have you repaid any loans to any family members or friends in the last two years?
Are you obligated to pay or have you paid any domestic support obligations, such as adamony or child support?
We could have told Persona And you are currently retired, sir.
See.
Your schedules reflect ownership in multiple businesses, Is the only one that is currently operational.
Our financial Holdings Inc, Our financial police Inc, la negocios que en número en la.
Yes, Are you the only owner of our financial Holdings, Inc?
Financial Holdings speak.
What is it that that business does?
Holding company Isn't holding company.
Does it have any employees other than you, Those that business carry any debt in its own name, credit cards loans?
It has taken out anything like that.
En Leo, aquirido, agunatayautos.
Does anybody owe your business money En La today?
And you, you value that business in your in your schedules at zero.
Why is Because these shares that it had Are not worth anything now?
Okay, and then did our financial Holdings Hold the interest in in these other companies that you listed, where those subsidiaries of Of our financial, Our community bank, our holding?
The Our financial Will the ache put Angel Ehrera?
Yes.
And is that the same for micro lending and And the other company I can't think of the name?
I'm sure Mr Autos, I can tell me.
El A Mima, Uh, micro special movies Is a company Under our planet, our financially.
However, he has a native negative balance Of almost 800.
I'm sorry you hit 800 000.
I'm sorry, being hundred thousand.
Okay, Mr La Rosado of my questions.
I turn it over to you.
Um, Make your top Five or six questions, and then I have to cut you off because I have people waiting to do three 30 years Understand thinking of Uncle Mr Santandedo a few questions.
Most of them can be answered with a yes or no.
Implemente Uno three.
Okay, Okay.
When you sign your bankruptcy petition on August 24th, Had Jorge caripidis and the rest of the creditors I represent, each sued you.
Jorge Elizonte, Primoso tradition, una representative.
I don't think the answer is the question was probably translated.
The question was At, they each sued him.
Does he know?
Mirutos, Let me see if I notice 15 minutes ago that those people have certainly.
Did you receive a notification before this one?
Una no tegación anten represto de una Al?
Nothing Is, I've been in prison not since March 2026 and that no, actually, to any, uh, notice that maybe said to me to enemy email or any other source.
So, therefore, I was unaware that information before today.
Same on financial affairs, which asks about your lawsuits in the year before filing.
Did you list any lawsuit?
Remember a little financiero sugo?
The question?
I'm sorry.
You know, you know?
I think A question again.
Post sorry in question nine, which asks about lawsuits.
Did you list any lawsuit Supranillas El número, a Una civiles que enablaciero en contra In Aguna la?
Okay, La, La Nuevas, no lemon, moría de la.
Respond to you right now.
I don't have that information and schedule number nine, so I would have Took us up with my attorney, but because I had no Direct regulation about that at this time.
Schedule I shows you receive 2016 a month in Social Security.
Are you still receiving that Mixes during the future de los U.S Social Security?
No, that money is being held By Social Security, Social Security Administration, Just two more, Mr September.
The first is The criminal judgment entered against you on March 27th, orders you to pay two million 680, 000.
Is that correct in restitution?
De manez que established Stupid regular De Noso laundera peso la implica en el Caso, The northern bank Unamente yo soy La Ultima person en pagares solar no con.
No conmigo.
Okay, your economy.
La Understanding is that that amount is those Decided on other defendants Besides me.
I was this one.
So, therefore, to be certain about the amount from the Give you more information and detail about that.
As to my liability, I'm ordering, I am.
I've been with that as a month of the institution right now.
So, uh, as soon as, Uh, I can get out.
I believe my social journey Might be used as destitution Or that judgment that was All.
2 days ago 3:18 PM
Upon Megan for the as well Regarding a con respiratory capital And those monkey Notice back.
Is there a restitution listing anywhere on your schedule?
El pranilla, escuche pesotoki.
Thank you, Miss Blanco.
I had just two requests, um, it, I might correct in thinking that there's a notice of deficiency that's still outstanding.
Sorry, I haven't made it myself, and I was trying to answer you.
Yes, you notice of decision.
C still has items that needs to be addressed.
Okay, so I would ask, first of all, that the BMV continued rather than concluded, Since that's the case.
And second, Um, the creditors that I represent will be seeking a rule 2004 examination.
So, we would ask for a copy of the official recording please.
I don't know how we go about obtaining that.
I will make a note and get in touch with you if you are gonna set a rule 2004.
Please call the office and Luke in the self attorney.
That's going to be in charge of this case.
Her name is Kenya Molina.
In case you present at the deposition as well, Um, And I would request that the 341 meeting be concluded.
I was gonna say Mr Duckles that we can always schedule another one if you feel the need for one.
We can conclude this one and we Market contested When we concluded As long as as long as it contested and and the notice of deficiency will be cleared before its concluded.
Well, it will never get confirmed without the notice of deficiency being All right, wonderful, wonderful, okay, great, until until everything on this notice.
Changes to the word confirm.
Plan.
It will never.
Once you're going for in front of the judge and the judge says, okay, we can get it confirmed, right, which I don't Market concluded and contested for now.
Reserve the right For our office as well.
If we attended that position if we wish to schedule a supplemental 341 meeting, we would Loop in all of you so you can attend again if you if you wish to, So I'll reserve the right For the trustee to do a supplemental 341 meeting.
Mark the case as contested, concluded, And that is it for now.
Thank you, Miss blocker.
I'm thank you!
Thank you, Mr, and thank you, Mrs.
Go ahead.
No, I want no, only if his, Mrs, Falante.
But my client, no, I don't want.
No, no, he said it was hers.
So, yeah, Mr Sierra View.
You can tell the dead or to pass the phone to Mrs calante.
Go ahead.
What's your question?
I have a question on the form one through four.
That's my information correct.
Let me pull it up to make sure that I don't see.
Yes, Okay, so cream.
Okay, okay, I will be sending it that out tomorrow morning person tomorrow morning is Escalante.
I just want to say, again, thank you very much for help.
Thank you so much for for helping us accomplish.
You're very welcome.
Are you guys I'm done with layering?
Yes, have a good day.
Take care, sorry Msn on your toes.
Thank you very much.
You and your office.
Thank you.
We did it.
So there we go.
Hallelujah, right?
Bye, uh, thank you again.
Okay, everybody.
We're hopping back on the three o'clock calendars or running a few minutes late, but hopefully we can catch up.
Miss Alanzo map.
Since I see you're still there if you can hear me, that's the end of the hearing.
You can go ahead and log out, and if you want, call Mr La Rosa okay.
Case number 26, 21275 Gregorio Leonel Salazar trusty is looking for 458 dollars for debtor to be current.
Mr, are you here?
I had seen Mr Zone I do.
Okay, so that's you, Mr Santo.
Get concluded and contested.
For now, reserve the right For our office as well.
If we attend the deposition if we wish to schedule a supplemental pre-41 meeting, we would Loop in all of you.
Go ahead.
No, I want no.
Putting the only dismissors Felonte, but my client.
No, I don't want.
No, no, he said it was hers.
So, yeah, Mr, Sierra have.
You can tell the dead or the pasta phone to Mrs calante.
What's your question?
I have a question on the form one through four.
That's my information correct.
Let me let me put it up to make sure that I don't received.
I will be sending you that out tomorrow morning person tomorrow.
I just want to say, again, thank you very much for helping.
Thank you so much for for helping us.
You're very welcome.
Are you guys, I'm done with your yes?
Have a good day.
Take care.
Sorry, Miss blunt.
Going to step on your toes.
Thank you very much.
You and your office.
Thank you.
We did it.
So, there we go, Hallelujah.
Right by, uh, thank you again, All right.
Okay, everybody.
We're hopping back on the three o'clock calendars or running a few minutes late, but hopefully we can catch up.
Miss Alanso mam, since I see you're still there if you can hear me.
That's the end of the hearing, you can go ahead and log out.
And if you want, call Mr la Rosa okay.
Okay, Huh?